Your Key to a
Smarter Home Loan
First-time buyer? Self-employed? Need a NON-QM loan? Looking to purchase or refinance? I'll find the right loan for YOUR situation.
Or call me directly: (561) 726-0601
NMLS# 1993619 · Equal Housing Lender · This is not a commitment to lend.
Find the Right Loan for You
Every borrower's situation is unique. Choose your path below to learn about the best loan options for your needs.
Conventional Loans
Buying Your First Home
FHA Loans
Self-Employed & NON-QM
VA Loans
DSCR Loans
Why Florida & Texas Families Choose Jonathan
I Shop 25+ Lenders For You
Unlike a bank that only offers their own products, I'm a broker with access to over 25 wholesale lenders. This means I find the best rate and terms for YOUR situation — not just what one company happens to offer.
You're Not Just a File Number
Buying a home is personal. I take the time to understand your goals, answer your questions (even the ones you think are dumb), and guide you through every step. You'll always reach me directly — not a call center.
I Know Pinellas & Hillsborough County
I live and work here. I understand the Florida real estate market, local lending timelines, and the unique challenges self-employed borrowers and NON-QM clients face. Local knowledge means better solutions for you.
What My Clients Say
“Jonathan was a HUGE help! He was super communicative and very professional. He made the loan process a breeze and I will definitely be using him again. Highly recommend!”
“I worked with Jonathan as my lender and I can't say enough good things about my experience. He was incredibly prompt, and always ready at a moments notice. He also was incredibly communicative and laid out all of the process very precisely. Any questions I had were answered clearly and helped me make the best decisions possible. Overall, as a first time home buyer, I couldn't genuinely see my first house being this smooth without him. Thanks again to Jonathan.”
“Jonathan is the real MVP! I came to him with a pretty complex loan need and like a boss he made it happen. Amazing, personalized communication made everything seamless. He is knowledgeable and helped me secure a great deal. Thank you Jonathan!”
Hi, I'm Jonathan Ashkenazy
I've helped families throughout Pinellas County, Hillsborough County, and across Florida and Texas achieve their dream of homeownership. I specialize in working with first-time buyers, self-employed professionals, and clients who need NON-QM loan solutions — people who've been told "no" by other lenders.
There's almost always a path forward — let's find yours. When I'm not helping clients, you can find me hanging out with my family or taking in the Florida sun.
Quick Answers
Have a question? Here are the most common ones. Don't see yours? Just ask.
As little as 3.5% with an FHA loan, and there are down payment assistance programs in Florida that can help cover even that. Some conventional loans allow as little as 3% down for qualified borrowers.
FHA loans accept credit scores as low as 580. Even if your score is lower, let's talk — NON-QM and alternative programs may still have options for you. Conventional loans typically require 620+.
Most pre-approvals take 24–48 hours once I have your documents. In many cases, I can get you a same-day pre-approval letter.
Nope! Everything can be done online and over the phone. I work remotely and serve clients throughout Florida and Texas. We can meet by video call, phone, or email — whatever works best for you.
Ready to Take the First Step?
Schedule a free, no-pressure consultation. We'll review your situation, discuss your options, and find your key to a smarter home loan.
NMLS# 1993619 · Equal Housing Lender · This is not a commitment to lend.